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She is in charge of CFO Connect, a community of modern finance leaders.","text","faustine-rohr-lacoste","fr/blog/author/faustine-rohr-lacoste",-60,[],176408854,"8e827db8-3c56-46b4-bc3a-d2cdb598ddc3","2022-11-02T15:26:18.586Z",[],"blog/author/faustine-rohr-lacoste",[96,97,98],{"path":94,"name":26,"lang":33,"published":26},{"path":94,"name":26,"lang":39,"published":26},{"path":94,"name":26,"lang":41,"published":26},[100],{"name":101,"created_at":102,"published_at":16,"updated_at":103,"id":104,"uuid":105,"content":106,"slug":108,"full_slug":109,"sort_by_date":26,"position":110,"tag_list":111,"is_startpage":29,"parent_id":112,"meta_data":26,"group_id":113,"first_published_at":114,"release_id":26,"lang":33,"path":26,"alternates":115,"default_full_slug":116,"translated_slugs":117,"_stopResolving":42},"Comptabilité","2022-10-19T17:57:49.664Z","2026-03-12T10:47:22.734Z",206171401,"d0994ca0-a555-425e-b68f-d17b0657cfdb",{"_uid":107,"name":101,"component":22},"1dc6497e-1135-45e9-a2c6-426facc382ba","comptabilite","fr/blog/topic/comptabilite",-50,[],176456153,"0cd4ad6e-957d-466c-ad0c-f730e74c8b7a","2022-11-02T15:24:55.833Z",[],"blog/topic/comptabilite",[118,119,120],{"path":116,"name":26,"lang":33,"published":26},{"path":116,"name":26,"lang":39,"published":26},{"path":116,"name":26,"lang":41,"published":26},{"type":78,"content":122},[123,180,220,235,254,263,284,303,309,319,353,358,385,410,415,434,451,468,479,481,488,500,530,589,606,615,646,652,665,671,676,707],{"type":81,"attrs":124,"content":126},{"textAlign":26,"key":125},"p-0",[127,129,135,137,142,148,151,153,158,160,165,167,172,174,178],{"text":128,"type":85},"Parmi les principaux ",{"text":130,"type":85,"marks":131},"indicateurs financiers",[132],{"type":133,"attrs":134},"textStyle",{"color":23},{"text":136,"type":85},",",{"text":138,"type":85,"marks":139}," ",[140],{"type":141},"bold",{"text":143,"type":85,"marks":144},"le Free Cash Flow",[145,147],{"type":133,"attrs":146},{"color":23},{"type":141},{"text":138,"type":85,"marks":149},[150],{"type":141},{"text":152,"type":85},"(",{"text":154,"type":85,"marks":155},"FCF",[156],{"type":133,"attrs":157},{"color":23},{"text":159,"type":85},", ou ",{"text":161,"type":85,"marks":162},"flux de trésorerie disponible",[163],{"type":133,"attrs":164},{"color":23},{"text":166,"type":85}," en ",{"text":168,"type":85,"marks":169},"français",[170],{"type":133,"attrs":171},{"color":23},{"text":173,"type":85},") occupe une place de choix. ",{"text":175,"type":85,"marks":176},"Cet indicateur permet de savoir en un coup d'œil si une entreprise gagne plus qu'elle ne dépense et si elle a les moyens",[177],{"type":141},{"text":179,"type":85},", in fine, de s'auto-financer.",{"type":81,"attrs":181,"content":183},{"textAlign":26,"key":182},"p-1",[184,186,190,192,196,198,204,206,211,213,218],{"text":185,"type":85},"C'est un des ",{"text":130,"type":85,"marks":187},[188],{"type":133,"attrs":189},{"color":23},{"text":191,"type":85}," les plus scrutés par les chefs d'entreprise, les analystes, les banques ou les investisseurs. Le ",{"text":161,"type":85,"marks":193},[194],{"type":133,"attrs":195},{"color":23},{"text":197,"type":85},", ou free cash flow permet de déterminer si une entreprise génère de la valeur, c’est-à-dire si elle est capable de dégager un ",{"text":199,"type":85,"marks":200},"flux financier",[201,203],{"type":133,"attrs":202},{"color":23},{"type":141},{"text":205,"type":85}," positif pour investir ou verser des dividendes. On pourrait rétorquer que bilans et ",{"text":207,"type":85,"marks":208},"comptes de résultat",[209],{"type":133,"attrs":210},{"color":23},{"text":212,"type":85}," ont été conçus pour cela et qu'il suffit de regarder, à la fin de chaque exercice, si le ",{"text":214,"type":85,"marks":215},"résultat net",[216],{"type":133,"attrs":217},{"color":23},{"text":219,"type":85}," de l'entreprise est bénéficiaire ou non.",{"type":81,"attrs":221,"content":223},{"textAlign":26,"key":222},"p-2",[224,226,233],{"text":225,"type":85},"C'est vrai, à une nuance près : ",{"text":227,"type":85,"marks":228},"le bilan financier",[229],{"type":230,"attrs":231},"link",{"href":232,"uuid":26,"anchor":26,"target":26,"linktype":61},"https://www.spendesk.com/fr/glossaire/bilan-financier/",{"text":234,"type":85}," est construit à la fois avec des écritures monétaires (achats, ventes, salaires) et des écritures non monétaires (amortissements, provisions, variations de stocks et autres transferts de charges).",{"type":81,"attrs":236,"content":238},{"textAlign":26,"key":237},"p-3",[239,241,246,248,252],{"text":240,"type":85},"Ce mélange d'écritures ne reflète donc pas réellement ",{"text":242,"type":85,"marks":243},"le cash flow",[244],{"type":133,"attrs":245},{"color":23},{"text":247,"type":85}," disponible pour l'entreprise, puisqu'un ",{"text":214,"type":85,"marks":249},[250],{"type":133,"attrs":251},{"color":23},{"text":253,"type":85}," d'une année N pourra être grevé d'une certaine somme passée en dotations aux amortissements (corresponds à la perte que subit la valeur des immobilisations qui se déprécient avec l'usage et le temps.) pour un achat réalisé en année N – 10.",{"type":255,"attrs":256},"blok",{"id":257,"body":258},"3d1fc36f-474d-44f8-9cb6-22e455926e97",[259],{"_uid":260,"html":261,"component":262},"i-b94335bb-5ded-47a5-abf0-3d9c155d6490","\u003C!--HubSpot Call-to-Action Code -->\u003Cspan class=\"hs-cta-wrapper\" id=\"hs-cta-wrapper-36024f73-7d09-4d86-8319-f6cad58acae8\">\u003Cspan class=\"hs-cta-node hs-cta-36024f73-7d09-4d86-8319-f6cad58acae8\" id=\"hs-cta-36024f73-7d09-4d86-8319-f6cad58acae8\">\u003C!--[if lte IE 8]>\u003Cdiv id=\"hs-cta-ie-element\">\u003C/div>\u003C![endif]-->\u003Ca href=\"https://cta-redirect.hubspot.com/cta/redirect/2694209/36024f73-7d09-4d86-8319-f6cad58acae8\" target=\"_blank\" rel=\"noopener\">\u003Cimg class=\"hs-cta-img\" id=\"hs-cta-img-36024f73-7d09-4d86-8319-f6cad58acae8\" style=\"border-width:0px;\" src=\"https://no-cache.hubspot.com/cta/default/2694209/36024f73-7d09-4d86-8319-f6cad58acae8.png\"  alt=\"New call-to-action\"/>\u003C/a>\u003C/span>\u003Cscript charset=\"utf-8\" src=\"https://js.hscta.net/cta/current.js\">\u003C/script>\u003Cscript type=\"text/javascript\"> hbspt.cta.load(2694209, '36024f73-7d09-4d86-8319-f6cad58acae8', {\"useNewLoader\":\"true\",\"region\":\"na1\"}); \u003C/script>\u003C/span>\u003C!-- end HubSpot Call-to-Action Code -->","embed",{"type":264,"attrs":265,"content":267},"heading",{"level":266,"textAlign":26},2,[268,270,275,277,282],{"text":269,"type":85},"La ",{"text":271,"type":85,"marks":272},"capacité d'autofinancement",[273],{"type":133,"attrs":274},{"color":23},{"text":276,"type":85}," (",{"text":278,"type":85,"marks":279},"CAF",[280],{"type":133,"attrs":281},{"color":23},{"text":283,"type":85},")",{"type":81,"attrs":285,"content":287},{"textAlign":26,"key":286},"p-4",[288,290,295,297,301],{"text":289,"type":85},"Pour avoir une vision plus claire de l’",{"text":291,"type":85,"marks":292},"argent disponible",[293],{"type":133,"attrs":294},{"color":23},{"text":296,"type":85}," d’une entreprise, on a bâti le concept de ",{"text":271,"type":85,"marks":298},[299],{"type":133,"attrs":300},{"color":23},{"text":302,"type":85},", qui exclut les écritures non monétaires les plus importantes (amortissements et provisions notamment).",{"type":81,"attrs":304,"content":306},{"textAlign":26,"key":305},"p-5",[307],{"text":308,"type":85},"Concrètement, il s'agit de la somme du bénéfice net comptable avec les charges non décaissées.",{"type":255,"attrs":310},{"id":311,"body":312},"8d0ca5e6-d811-4e6c-bfee-6b9eaf4e9ebe",[313],{"_uid":314,"text":315,"color":316,"title":317,"component":318},"i-7ba47612-3249-4d4f-96e6-5996c2952f7b","1. **CAF = produits encaissables – charges décaissables**\n2. **CAF = EBE (Excédent Brut d’Exploitation) + Autres produits encaissables – Autres charges décaissables**\n3. **CAF = Résultat de l’exercice + Dotations (comptes 68) – Reprises  (comptes 78) + Valeur Comptable des Éléments d’actif cédés (compte 675) – Produit de cession des éléments d’actif (compte 775) – Quote-part des subventions d’investissement virée au compte de résultats (compte 777)**","purple","Calcul de la CAF","callout",{"type":81,"attrs":320,"content":322},{"textAlign":26,"key":321},"p-6",[323,325,329,331,335,337,346,351],{"text":324,"type":85},"Même si la ",{"text":271,"type":85,"marks":326},[327],{"type":133,"attrs":328},{"color":23},{"text":330,"type":85}," comporte encore quelques éléments non monétaires, on pourrait en déduire qu'elle représente l'argent réel dégagé par l'entreprise, ce qui est vrai, mais sans la notion de temporalité. La ",{"text":278,"type":85,"marks":332},[333],{"type":133,"attrs":334},{"color":23},{"text":336,"type":85}," ne permet pas, en effet de connaître l'état des comptes d'une société à un instant T. Pour le savoir, il faut calculer le ",{"text":338,"type":85,"marks":339},"flux de trésorerie",[340,344],{"type":230,"attrs":341},{"href":342,"uuid":26,"anchor":26,"target":343,"linktype":61},"https://www.spendesk.com/fr/blog/plan-de-tresorerie-entreprise/","_self",{"type":133,"attrs":345},{"color":23},{"text":347,"type":85,"marks":348}," disponible",[349],{"type":133,"attrs":350},{"color":23},{"text":352,"type":85},".",{"type":264,"attrs":354,"content":355},{"level":266,"textAlign":26},[356],{"text":357,"type":85},"Le flux de trésorerie",{"type":81,"attrs":359,"content":360},{"textAlign":26,"key":125},[361,363,368,370,378,383],{"text":362,"type":85},"Une des limites de la ",{"text":364,"type":85,"marks":365},"capacité d'autofinsancement",[366],{"type":133,"attrs":367},{"color":23},{"text":369,"type":85},", c'est de calculer une sorte de trésorerie potentielle à la fin d’une période donnée sans tenir compte des ",{"text":371,"type":85,"marks":372},"décalages",[373,376],{"type":230,"attrs":374},{"href":375,"uuid":26,"anchor":26,"target":26,"linktype":61},"https://www.spendesk.com/fr/blog/gerer-anticiper-probleme-tresorerie/",{"type":133,"attrs":377},{"color":23},{"text":379,"type":85,"marks":380}," de trésorerie",[381],{"type":230,"attrs":382},{"href":375,"uuid":26,"anchor":26,"target":26,"linktype":61},{"text":384,"type":85}," induits par les délais de paiement. Ainsi, une vente en fin d'exercice sera comptabilisée en année N, mais l'argent n'ira sur le compte qu'en année N+1.",{"type":81,"attrs":386,"content":387},{"textAlign":26,"key":182},[388,390,395,397,401,403,408],{"text":389,"type":85},"Vous comprendrez facilement que sans une bonne maîtrise des mouvements financiers, il est très compliqué d’anticiper les ressources suffisantes pour faire face à ses engagements financiers. Pour connaître les entrées et sorties d’argent réelle sur une période donnée, on calcule le flux de trésorerie (ou cash flow en ",{"text":391,"type":85,"marks":392},"anglais",[393],{"type":133,"attrs":394},{"color":23},{"text":396,"type":85},"), qui intègre dans la ",{"text":278,"type":85,"marks":398},[399],{"type":133,"attrs":400},{"color":23},{"text":402,"type":85}," la ",{"text":404,"type":85,"marks":405},"variation du Besoin en Fonds de Roulement",[406],{"type":133,"attrs":407},{"color":23},{"text":409,"type":85}," sur la période étudiée.",{"type":264,"attrs":411,"content":412},{"level":266,"textAlign":26},[413],{"text":414,"type":85},"Les différents types de flux de trésorerie",{"type":81,"attrs":416,"content":417},{"textAlign":26,"key":222},[418,420,425,427,432],{"text":419,"type":85},"Toutes les directions financières des plus grands groupes disposent d’un ",{"text":421,"type":85,"marks":422},"tableau de flux de trésorerie",[423],{"type":133,"attrs":424},{"color":23},{"text":426,"type":85},". On peut y distinguer cependant des indicateurs variés servant à mesurer les performance de l’",{"text":428,"type":85,"marks":429},"activité de l’entreprise",[430],{"type":133,"attrs":431},{"color":23},{"text":433,"type":85},", dont voici les plus courants :",{"type":81,"attrs":435,"content":436},{"textAlign":26,"key":237},[437,441,447],{"text":438,"type":85,"marks":439},"Le flux de ",[440],{"type":141},{"text":442,"type":85,"marks":443},"trésorerie d’exploitation",[444,446],{"type":133,"attrs":445},{"color":23},{"type":141},{"text":448,"type":85,"marks":449}," (Cash Flow From Operation)",[450],{"type":141},{"type":81,"attrs":452,"content":453},{"textAlign":26,"key":286},[454,456,460,462,466],{"text":455,"type":85},"Le flux de ",{"text":442,"type":85,"marks":457},[458],{"type":133,"attrs":459},{"color":23},{"text":461,"type":85}," correspond à la mesure de la performance opérationnelle d’une entreprise. On distingue les activités d’opérations, des activités d’investissement et de financement. Les deux dernières étant dans la plupart des cas négatives, il est crucial pour le directeur administratif et financier d’assurer un flux de ",{"text":442,"type":85,"marks":463},[464],{"type":133,"attrs":465},{"color":23},{"text":467,"type":85}," positif et suffisant.",{"type":81,"attrs":469,"content":470},{"textAlign":26,"key":305},[471,473,477],{"text":472,"type":85},"Cet indicateur va permettre de connaître réellement le ",{"text":474,"type":85,"marks":475},"niveau de trésorerie réel",[476],{"type":141},{"text":478,"type":85}," sur une période donnée.",{"type":81,"attrs":480},{"textAlign":26,"key":321},{"type":255,"attrs":482},{"id":311,"body":483},[484],{"_uid":485,"text":486,"color":316,"title":487,"component":318},"i-f926893f-bff9-42fd-ad5b-f618b8f31db0","- **Flux de trésorerie d’exploitation =** \n\n    **Résultat net de l’exercice ou résultat d’exploitation**\n\n    **\\+ Dotations aux amortissements, dépréciations et provisions**\n\n    **– Reprises sur dépréciations et provisions**\n\n    **– Résultat exceptionnel**\n\n    **– Variation du BFR**","Calcul du flux de trésorerie d'exploitation",{"type":264,"attrs":489,"content":491},{"level":490,"textAlign":26},4,[492,494,498],{"text":493,"type":85},"Le ",{"text":161,"type":85,"marks":495},[496],{"type":133,"attrs":497},{"color":23},{"text":499,"type":85}," (Free Cash Flow)",{"type":81,"attrs":501,"content":503},{"textAlign":26,"key":502},"p-7",[504,506,510,512,516,518,522,524,528],{"text":505,"type":85},"Le ",{"text":161,"type":85,"marks":507},[508],{"type":133,"attrs":509},{"color":23},{"text":511,"type":85}," (Free Cash Flow en ",{"text":391,"type":85,"marks":513},[514],{"type":133,"attrs":515},{"color":23},{"text":517,"type":85},") est un indicateur extrêmement scruté par les investisseurs et les bailleurs de fonds, puisque, outre le fait qu'il soit révélateur de la santé financière de l'entreprise, ce montant pourra être utilisé pour être distribué aux actionnaires et aux prêteurs. Comme ",{"text":519,"type":85,"marks":520},"il intègre les flux monétaires provenant des activités d’investissements",[521],{"type":141},{"text":523,"type":85},", il est possible qu'en période de démarrage d'une entreprise, le ",{"text":154,"type":85,"marks":525},[526],{"type":133,"attrs":527},{"color":23},{"text":529,"type":85}," soit négatif. Cela montre que la start-up est en période d'investissements et que tout l'argent gagné est réinvesti. Attention toutefois : cette situation ne doit être que temporaire !",{"type":81,"attrs":531,"content":533},{"textAlign":26,"key":532},"p-8",[534,536,541,547,551,557,560,562,568,577,581,583,587],{"text":535,"type":85},"Ainsi, on distingue ",{"text":537,"type":85,"marks":538},"le ",[539],{"type":133,"attrs":540},{"color":23},{"text":542,"type":85,"marks":543},"Free Cash Flow",[544,546],{"type":133,"attrs":545},{"color":23},{"type":141},{"text":548,"type":85,"marks":549}," to the Firm (",[550],{"type":141},{"text":552,"type":85,"marks":553},"FCFF",[554,556],{"type":133,"attrs":555},{"color":23},{"type":141},{"text":283,"type":85,"marks":558},[559],{"type":141},{"text":561,"type":85}," qui correspond à la somme disponible pour tous les investisseurs, dont les détenteurs de dette, du ",{"text":563,"type":85,"marks":564},"Free Cash Flow to ",[565,567],{"type":133,"attrs":566},{"color":23},{"type":141},{"text":569,"type":85,"marks":570},"Equity",[571,574,576],{"type":230,"attrs":572},{"href":573,"uuid":26,"anchor":26,"target":26,"linktype":61},"https://www.spendesk.com/fr/blog/equity-definition/",{"type":133,"attrs":575},{"color":23},{"type":141},{"text":578,"type":85,"marks":579}," (FEFE)",[580],{"type":141},{"text":582,"type":85}," qui concerne le ",{"text":154,"type":85,"marks":584},[585],{"type":133,"attrs":586},{"color":23},{"text":588,"type":85}," uniquement disponible pour les actionnaires.",{"type":81,"attrs":590,"content":592},{"textAlign":26,"key":591},"p-9",[593,594,598,600,604],{"text":505,"type":85},{"text":161,"type":85,"marks":595},[596],{"type":133,"attrs":597},{"color":23},{"text":599,"type":85}," correspond au flux de ",{"text":442,"type":85,"marks":601},[602],{"type":133,"attrs":603},{"color":23},{"text":605,"type":85},", moins les investissements dans le maintien ou la croissance de ses actifs (équipement, bâtiment, etc.).",{"type":264,"attrs":607,"content":608},{"level":490,"textAlign":26},[609],{"text":610,"type":85,"marks":611},"Calcul du Free Cash Flow",[612,614],{"type":133,"attrs":613},{"color":23},{"type":141},{"type":81,"attrs":616,"content":618},{"textAlign":26,"key":617},"p-10",[619,621,625,627,632,634,639,641],{"text":620,"type":85},"Pour calculer ",{"text":143,"type":85,"marks":622},[623],{"type":133,"attrs":624},{"color":23},{"text":626,"type":85},", donnée essentielle d’une ",{"text":628,"type":85,"marks":629},"analyse financière",[630],{"type":133,"attrs":631},{"color":23},{"text":633,"type":85}," complète et menant à comprendre les ",{"text":635,"type":85,"marks":636},"dépenses d’investissements",[637],{"type":133,"attrs":638},{"color":23},{"text":640,"type":85},", on peut effectuer le calcul suivant à partir du bilan comptable ou du ",{"text":642,"type":85,"marks":643},"tableau de flux d trésorerie",[644],{"type":133,"attrs":645},{"color":23},{"type":255,"attrs":647},{"id":311,"body":648},[649],{"_uid":650,"text":651,"color":316,"title":610,"component":318},"i-e819a083-575c-414e-9cd8-7b3ec0a8ccd6","**Operating cash-flow (flux de trésorerie d’activité) – Investment cash-flow (flux de trésorerie d’investissement)**",{"type":81,"attrs":653,"content":655},{"textAlign":26,"key":654},"p-11",[656,658,663],{"text":657,"type":85},"On peut dès lors calculer d’autres indicateurs en se servant de ce dernier, comme l’",{"text":659,"type":85,"marks":660},"EBITDA",[661],{"type":133,"attrs":662},{"color":23},{"text":664,"type":85},", afin d’évaluer la performance opérationnelle d’une activité.",{"type":255,"attrs":666},{"id":257,"body":667},[668],{"_uid":669,"html":670,"component":262},"i-54dd957a-4661-4f8b-917e-34dc63e6cfe3","\u003C!--HubSpot Call-to-Action Code -->\u003Cspan class=\"hs-cta-wrapper\" id=\"hs-cta-wrapper-71c6c258-5bcf-4c10-aa0f-75b3df2f6f5f\">\u003Cspan class=\"hs-cta-node hs-cta-71c6c258-5bcf-4c10-aa0f-75b3df2f6f5f\" id=\"hs-cta-71c6c258-5bcf-4c10-aa0f-75b3df2f6f5f\">\u003C!--[if lte IE 8]>\u003Cdiv id=\"hs-cta-ie-element\">\u003C/div>\u003C![endif]-->\u003Ca href=\"https://cta-redirect.hubspot.com/cta/redirect/2694209/71c6c258-5bcf-4c10-aa0f-75b3df2f6f5f\" >\u003Cimg class=\"hs-cta-img\" id=\"hs-cta-img-71c6c258-5bcf-4c10-aa0f-75b3df2f6f5f\" style=\"border-width:0px;\" src=\"https://no-cache.hubspot.com/cta/default/2694209/71c6c258-5bcf-4c10-aa0f-75b3df2f6f5f.png\"  alt=\"New call-to-action\"/>\u003C/a>\u003C/span>\u003Cscript charset=\"utf-8\" src=\"https://js.hscta.net/cta/current.js\">\u003C/script>\u003Cscript type=\"text/javascript\"> hbspt.cta.load(2694209, '71c6c258-5bcf-4c10-aa0f-75b3df2f6f5f', {\"useNewLoader\":\"true\",\"region\":\"na1\"}); \u003C/script>\u003C/span>\u003C!-- end HubSpot Call-to-Action Code -->",{"type":264,"attrs":672,"content":673},{"level":266,"textAlign":26},[674],{"text":675,"type":85},"Quels indicateurs pour connaître l'état financier de son entreprise ?",{"type":81,"attrs":677,"content":679},{"textAlign":26,"key":678},"p-12",[680,682,687,689,693,695,699,701,706],{"text":681,"type":85},"Bilans et ",{"text":683,"type":85,"marks":684},"comptes de résultats",[685],{"type":133,"attrs":686},{"color":23},{"text":688,"type":85}," ne suffisent plus à donner une idée précise de la santé financière de l'entreprise. En calculant ses flux de trésorerie, qu'ils intègrent (",{"text":154,"type":85,"marks":690},[691],{"type":133,"attrs":692},{"color":23},{"text":694,"type":85},") ou non (CFFO) les investissements, le chef d'entreprise peut savoir si son activité dégage du cash, et ce en tenant compte des ",{"text":371,"type":85,"marks":696},[697],{"type":133,"attrs":698},{"color":23},{"text":700,"type":85}," de trésorerie. Il devrait donc être naturel, pour toute entreprise qui n'est pas en période de lancement ou d'investissements intenses, de dégager un CFFO ou un Free ",{"text":702,"type":85,"marks":703},"Cash Flow positif",[704],{"type":133,"attrs":705},{"color":23},{"text":352,"type":85},{"type":81,"attrs":708,"content":710},{"textAlign":26,"key":709},"p-13",[711,717,723,729,735,740,745,750,755],{"text":712,"type":85,"marks":713},"Comme on peut le déduire de cet article, un ",[714],{"type":133,"attrs":715},{"color":716},"rgb(21, 38, 55)",{"text":718,"type":85,"marks":719},"Cash ",[720,722],{"type":133,"attrs":721},{"color":716},{"type":141},{"text":724,"type":85,"marks":725},"Flow négatif",[726,728],{"type":133,"attrs":727},{"color":23},{"type":141},{"text":730,"type":85,"marks":731}," signifie qu’une structure devra s’endetter afin de continuer à opérer.",[732,734],{"type":133,"attrs":733},{"color":716},{"type":141},{"text":736,"type":85,"marks":737}," Les ",[738],{"type":133,"attrs":739},{"color":716},{"text":741,"type":85,"marks":742},"investissements nécessaires",[743],{"type":133,"attrs":744},{"color":23},{"text":746,"type":85,"marks":747}," ne se feront donc plus à partir des ",[748],{"type":133,"attrs":749},{"color":716},{"text":751,"type":85,"marks":752},"flux de trésorerie opérationnels",[753],{"type":133,"attrs":754},{"color":23},{"text":756,"type":85,"marks":757}," mais à partir d’une dette contractée auprès d’investisseurs extérieurs, qu’il s’agisse d’une banque ou d’un fonds d’investissement.",[758],{"type":133,"attrs":759},{"color":716},{"name":761,"created_at":762,"published_at":16,"updated_at":763,"id":764,"uuid":765,"content":766,"slug":773,"full_slug":774,"sort_by_date":26,"position":775,"tag_list":776,"is_startpage":29,"parent_id":777,"meta_data":26,"group_id":778,"first_published_at":779,"release_id":26,"lang":33,"path":26,"alternates":780,"default_full_slug":781,"translated_slugs":782,"_stopResolving":42},"Article","2022-08-16T21:22:30.004Z","2026-03-12T10:47:19.141Z",176457684,"8247dae6-c25f-40a0-a55e-abc94cf94989",{"_uid":767,"icon":768,"name":761,"component":772},"407a665a-29cb-4d52-87ff-12de3e192c58",{"id":769,"alt":770,"name":23,"focus":23,"title":23,"filename":771,"copyright":23,"fieldtype":58,"is_external_url":29},5859474,"edit-img","https://a.storyblok.com/f/146026/x/fd72101ce9/edit.svg","category","article","fr/blog/category/article",0,[],176456151,"124984e3-bd16-480f-bdda-d9b6ec869fc7","2022-11-02T15:25:23.777Z",[],"blog/category/article",[783,784,785],{"path":781,"name":26,"lang":33,"published":26},{"path":781,"name":26,"lang":39,"published":26},{"path":781,"name":26,"lang":41,"published":26},[33],[788],{"_uid":789,"asset":790,"shadow":29,"caption":23,"overlay":794,"component":795},"6443982b-2530-4d72-aaaf-003257be4755",{"id":791,"alt":23,"name":23,"focus":23,"title":23,"source":23,"filename":792,"copyright":23,"fieldtype":58,"meta_data":793,"is_external_url":29},91422198891145,"https://a.storyblok.com/f/146026/1020x680/02cf6ebc0e/blog_visual_mountain_free-cash-flow.png",{},[],"image",[],"2024-03-04 00:00","5",[],"Le free cash flow (ou flux de trésorerie disponible) est un indicateur clé pour comprendre les besoins de financement d'une activité. Voici comment calculer et utiliser cette mesure.",[802],{"_uid":803,"items":804,"heading":842,"reverse":29,"component":860,"sectionSettings":861},"aea13dc0-d0bd-4ca8-80cb-41c03af40226",[805,815,824,833],{"_uid":806,"title":807,"component":808,"description":809},"3db5f2e0-0c92-42f8-a989-c48fb6ed5221","Qu'est-ce que le free cash flow (flux de trésorerie disponible) ?","faqItem",{"type":78,"content":810},[811],{"type":81,"content":812},[813],{"text":814,"type":85},"Le free cash flow est la trésorerie générée par l'entreprise après couverture des coûts d'exploitation et des investissements. Spendesk aide les équipes finance à mesurer son impact en regroupant cartes, factures et rapports de dépenses dans des tableaux de bord et rapports exportables, pour une visibilité immédiate sur les sorties de trésorerie et des décisions plus rapides.",{"_uid":816,"title":817,"component":808,"description":818},"73bc9bb5-2893-474b-9402-f609937e5625","Comment calcule-t-on le free cash flow ?",{"type":78,"content":819},[820],{"type":81,"content":821},[822],{"text":823,"type":85},"Le free cash flow se calcule en soustrayant les investissements du flux de trésorerie d'exploitation (FCF = Flux de trésorerie d'exploitation − Investissements). Spendesk fournit des données consolidées de dépenses, cartes et factures via les intégrations et rapports exportables pour que les équipes calculent précisément les composantes du flux d'exploitation et rapprochent le calendrier des investissements.",{"_uid":825,"title":826,"component":808,"description":827},"f1b1b6d0-edc2-4593-9f88-2616eea1fda0","Pourquoi le free cash flow est-il important pour une entreprise ?",{"type":78,"content":828},[829],{"type":81,"content":830},[831],{"text":832,"type":85},"Le free cash flow indique combien de trésorerie reste pour l'investissement, le remboursement de dette ou les dividendes après les opérations et les investissements. Spendesk améliore la gestion de la trésorerie en appliquant des contrôles budgétaires, des workflows d'approbation et des plafonds de cartes, tout en fournissant reporting et analytique en temps réel pour identifier les économies et protéger la trésorerie disponible.",{"_uid":834,"title":835,"component":808,"description":836},"c4b7b57c-efc1-452d-860b-d0aff10ce1d7","Comment Spendesk peut-il aider à améliorer le free cash flow ?",{"type":78,"content":837},[838],{"type":81,"content":839},[840],{"text":841,"type":85},"Spendesk aide à améliorer le free cash flow en réduisant les dépenses non maîtrisées et en accélérant les cycles d'approbation et de paiement. 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Abonnez-vous à notre newsletter pour rester informé.",[2384,2385],"08873884-f99d-46d2-9481-0563134fdd37","2ef12409-8f14-46b2-a8d0-0175290269ec",[2387],{"cta":2388,"_uid":2389,"items":2390,"heading":2511,"reverse":29,"component":860,"sectionSettings":2532},[],"1320905c-cdee-41a4-bbec-6d93ca2e4e3f",[2391,2452],{"_uid":2392,"title":2393,"component":808,"description":2394},"dfc0accd-ab64-464a-8597-b76754748f04","Qu'est-ce que la gestion des dépenses ?",{"type":78,"content":2395},[2396,2400],{"type":81,"content":2397},[2398],{"text":2399,"type":85},"Les dépenses de l'entreprise peuvent être de plusieurs types :",{"type":2401,"attrs":2402,"content":2405},"ordered_list",{"order":2403},{"order":2404},1,[2406,2419,2430],{"type":2407,"content":2408},"list_item",[2409],{"type":81,"content":2410},[2411,2415,2417],{"text":2412,"type":85,"marks":2413},"Les dépenses stratégiques",[2414],{"type":141},{"text":2416,"type":85}," sont généralement centralisées et gérées par des décideurs qui ont la responsabilité sur des dépenses spécifiques. 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hors politique, apprenez à qualifier les exceptions, les faire valider et ajuster votre politique sans perdre le contrôle.",[],[3096],{"cta":3097,"_uid":3098,"items":3099,"heading":3184,"reverse":29,"component":860,"sectionSettings":3210},[],"3109170e-b9ac-4f67-827b-0d2dde5b3215",[3100,3120,3141,3162],{"_uid":3101,"hide":29,"title":3102,"component":808,"description":3103},"27b28cef-99af-430e-b805-f7e215234ce6","Peut-on refuser une note de frais hors politique ?",{"type":78,"attrs":3104,"content":3105},{"backgroundColor":26},[3106,3111],{"type":81,"attrs":3107,"content":3108},{"textAlign":26},[3109],{"text":3110,"type":85},"Oui, une dépense peut être refusée lorsqu’elle n’est pas professionnelle, qu’elle n’est pas justifiée ou que son montant est manifestement disproportionné.",{"type":81,"attrs":3112,"content":3113},{"textAlign":26},[3114,3116],{"text":3115,"type":85},"Un dépassement de plafond ne justifie toutefois pas toujours un refus automatique. ",{"text":3117,"type":85,"marks":3118},"Une exception peut être approuvée si son motif est réel, documenté et validé par la bonne personne.",[3119],{"type":141},{"_uid":3121,"hide":29,"title":3122,"component":808,"description":3123},"75c18d2c-1c96-47f9-9cf3-fc2b92b6030a","Une dépense qui dépasse le plafond peut-elle être remboursée ?",{"type":78,"attrs":3124,"content":3125},{"backgroundColor":26},[3126,3131],{"type":81,"attrs":3127,"content":3128},{"textAlign":26},[3129],{"text":3130,"type":85},"Oui. Le collaborateur doit expliquer le dépassement et fournir le justificatif correspondant. L’entreprise peut alors rembourser la totalité de la dépense, seulement la partie située dans la limite prévue ou le montant complet après validation d’une dérogation.",{"type":81,"attrs":3132,"content":3133},{"textAlign":26},[3134,3136,3140],{"text":3135,"type":85},"La décision doit être conservée avec ",{"text":3137,"type":85,"marks":3138},"le motif et l’identité de l’approbateur",[3139],{"type":141},{"text":352,"type":85},{"_uid":3142,"hide":29,"title":3143,"component":808,"description":3144},"78ff17a9-6bf7-42a1-9f2f-6b4df31426df","Quels documents faut-il conserver pour une dépense exceptionnelle ?",{"type":78,"attrs":3145,"content":3146},{"backgroundColor":26},[3147,3152],{"type":81,"attrs":3148,"content":3149},{"textAlign":26},[3150],{"text":3151,"type":85},"Conservez la note de frais, le justificatif, le motif de l’exception, le nom de l’approbateur et la décision prise.",{"type":81,"attrs":3153,"content":3154},{"textAlign":26},[3155,3157,3161],{"text":3156,"type":85},"Les pièces comptables justificatives doivent généralement être conservées pendant ",{"text":3158,"type":85,"marks":3159},"10 ans à compter de la clôture de l’exercice",[3160],{"type":141},{"text":352,"type":85},{"_uid":3163,"hide":29,"title":3164,"component":808,"description":3165},"8241b13f-9432-4542-afb9-21d31af88bd4","Comment gérer les exceptions dans une organisation multi-sites ?",{"type":78,"attrs":3166,"content":3167},{"backgroundColor":26},[3168,3173],{"type":81,"attrs":3169,"content":3170},{"textAlign":26},[3171],{"text":3172,"type":85},"Définissez les approbateurs par entité, département et niveau de dépense. 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fournisseurs en anomalie, identifiez les écarts, automatisez les contrôles et traitez les litiges sans retarder vos paiements.",[],[3270],{"cta":3271,"_uid":3272,"items":3273,"heading":3359,"reverse":29,"component":860,"sectionSettings":3385},[],"302c4b49-3811-4692-8939-e38c44435b6a",[3274,3296,3316,3338],{"_uid":3275,"hide":29,"title":3276,"component":808,"description":3277},"586feb90-1418-41b9-aa88-8bc7a065973d","Comment traiter une facture fournisseur en anomalie ?",{"type":78,"attrs":3278,"content":3279},{"backgroundColor":26},[3280,3291],{"type":81,"attrs":3281,"content":3282},{"textAlign":26},[3283,3285,3289],{"text":3284,"type":85},"Commencez par identifier la nature de l’écart, puis vérifiez la commande, la livraison, le contrat et les informations du fournisseur. ",{"text":3286,"type":85,"marks":3287},"Attribuez ensuite le dossier à la bonne personne",[3288],{"type":141},{"text":3290,"type":85},", avec une action et une échéance précises.",{"type":81,"attrs":3292,"content":3293},{"textAlign":26},[3294],{"text":3295,"type":85},"Une donnée manquante peut être complétée, un écart de prix doit être vérifié avec les achats et une modification d’IBAN doit être confirmée par un canal indépendant.",{"_uid":3297,"hide":29,"title":3298,"component":808,"description":3299},"23cc5f21-cf34-42f3-a1f5-beab78d05f2c","Faut-il bloquer le paiement en cas d’écart entre la commande et la facture ?",{"type":78,"attrs":3300,"content":3301},{"backgroundColor":26},[3302,3307],{"type":81,"attrs":3303,"content":3304},{"textAlign":26},[3305],{"text":3306,"type":85},"Non, pas automatiquement. Si une partie du montant est certaine et non contestée, elle peut être réglée à l’échéance, après validation du paiement partiel et accord avec le fournisseur.",{"type":81,"attrs":3308,"content":3309},{"textAlign":26},[3310,3312],{"text":3311,"type":85},"La ligne litigieuse est ensuite traitée séparément, avec un avoir ou une facture rectificative si nécessaire. ",{"text":3313,"type":85,"marks":3314},"Le paiement doit rester intégralement documenté.",[3315],{"type":141},{"_uid":3317,"hide":29,"title":3318,"component":808,"description":3319},"a2a1cc11-f0d6-4699-8b8b-d7308207a8bb","Comment automatiser le traitement des factures fournisseurs ?",{"type":78,"attrs":3320,"content":3321},{"backgroundColor":26},[3322,3327],{"type":81,"attrs":3323,"content":3324},{"textAlign":26},[3325],{"text":3326,"type":85},"L’automatisation repose sur l’extraction des données, le rapprochement à trois voies, les workflows d’approbation et le paiement intégré.",{"type":81,"attrs":3328,"content":3329},{"textAlign":26},[3330,3332,3336],{"text":3331,"type":85},"L’outil doit également permettre de gérer les exceptions avec ",{"text":3333,"type":85,"marks":3334},"un statut, un responsable et une échéance",[3335],{"type":141},{"text":3337,"type":85},", afin que seules les factures en écart nécessitent une intervention 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temps faut-il conserver les documents de l’entreprise 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00:00",[],"Durée de conservation des documents d’entreprise, découvrez les délais par type, les règles de 2026 et les sanctions en cas de destruction anticipée.",[],[3439],{"cta":3440,"_uid":3441,"items":3442,"heading":3529,"reverse":29,"component":860,"sectionSettings":3555},[],"0fea1def-2ce1-413f-8891-bfa4124b132b",[3443,3464,3486,3507],{"_uid":3444,"hide":29,"title":3445,"component":808,"description":3446},"794e9889-487e-4056-9e3a-89f78363b1ab","Quelle est la durée de conservation des documents comptables d’une entreprise ?",{"type":78,"attrs":3447,"content":3448},{"backgroundColor":26},[3449,3459],{"type":81,"attrs":3450,"content":3451},{"textAlign":26},[3452,3454,3457],{"text":3453,"type":85},"Les documents comptables doivent généralement être conservés pendant ",{"text":3158,"type":85,"marks":3455},[3456],{"type":141},{"text":3458,"type":85},", conformément à l’article L123-22 du Code de commerce.",{"type":81,"attrs":3460,"content":3461},{"textAlign":26},[3462],{"text":3463,"type":85},"Cela concerne notamment les livres comptables, les comptes annuels, les factures et les pièces justificatives utilisées pour enregistrer les opérations.",{"_uid":3465,"hide":29,"title":3466,"component":808,"description":3467},"5f9b8e2d-6260-45a1-9217-5a5122d2fee4","La réforme de 2026 s’applique-t-elle aux documents déjà archivés ?",{"type":78,"attrs":3468,"content":3469},{"backgroundColor":26},[3470,3475],{"type":81,"attrs":3471,"content":3472},{"textAlign":26},[3473],{"text":3474,"type":85},"Oui, lorsque les documents concernés entrent dans le champ du nouveau régime.",{"type":81,"attrs":3476,"content":3477},{"textAlign":26},[3478,3480,3484],{"text":3479,"type":85},"L’allongement à 10 ans concerne les documents dont l’ancien délai de conservation expire après le 1er janvier 2027. Les entreprises doivent donc ",{"text":3481,"type":85,"marks":3482},"revoir leur calendrier de destruction",[3483],{"type":141},{"text":3485,"type":85}," pour les archives fiscales déjà constituées.",{"_uid":3487,"hide":29,"title":3488,"component":808,"description":3489},"50716ec3-c6ea-4122-9d26-9e070d157bf4","Peut-on détruire les documents papier après les avoir numérisés ?",{"type":78,"attrs":3490,"content":3491},{"backgroundColor":26},[3492,3497],{"type":81,"attrs":3493,"content":3494},{"textAlign":26},[3495],{"text":3496,"type":85},"Oui, uniquement si la copie numérique est fiable et si la procédure de numérisation respecte les exigences légales.",{"type":81,"attrs":3498,"content":3499},{"textAlign":26},[3500,3502,3506],{"text":3501,"type":85},"Un scan ou une photographie isolée ne suffit pas nécessairement. La copie doit être fidèle, intègre et conservée dans un système qui garantit ",{"text":3503,"type":85,"marks":3504},"son authenticité et sa stabilité dans le temps",[3505],{"type":141},{"text":352,"type":85},{"_uid":3508,"hide":29,"title":3509,"component":808,"description":3510},"f8581ebf-6928-4ef9-9c43-c782a781cb5b","Quelle administration peut réclamer les documents d’une entreprise ?",{"type":78,"attrs":3511,"content":3512},{"backgroundColor":26},[3513,3518],{"type":81,"attrs":3514,"content":3515},{"textAlign":26},[3516],{"text":3517,"type":85},"La DGFiP peut demander les documents comptables et fiscaux nécessaires à un contrôle fiscal. L’URSSAF peut demander les pièces utiles au contrôle des cotisations sociales.",{"type":81,"attrs":3519,"content":3520},{"textAlign":26},[3521,3523,3527],{"text":3522,"type":85},"Le délai applicable dépend de la nature du document. ",{"text":3524,"type":85,"marks":3525},"Conservez donc chaque pièce selon le régime qui lui correspond",[3526],{"type":141},{"text":3528,"type":85},", et non selon l’administration qui vous l’a envoyée.",[3530],{"cta":3531,"_uid":3532,"title":3533,"eyebrow":3543,"subtitle":3550,"component":264,"textAlign":23,"eyebrowPill":29,"checkmarkList":29,"flexibleSection":3553,"sectionSettings":3554,"displaySeparator":29,"breakLineOnMobile":29,"subtitleLeftBorder":29,"customTitleFontSize":23},[],"7493a015-61fa-4b2f-ae88-fc163ec70b0a",{"type":78,"attrs":3534,"content":3535},{"backgroundColor":26},[3536],{"type":264,"attrs":3537,"content":3538},{"level":266,"textAlign":26},[3539],{"text":3540,"type":85,"marks":3541},"Questions fréquentes sur la conservation des documents 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Les entreprises qui ne dépassent pas ces deux seuils sortent généralement du périmètre obligatoire, sous réserve des situations particulières liées au groupe.",{"_uid":4586,"hide":29,"title":4587,"component":808,"description":4588},"bfbaba5b-ac8e-401b-946f-85e887a81303","Quand les entreprises nouvellement concernées publieront-elles leur premier rapport ?",{"type":78,"attrs":4589,"content":4590},{"backgroundColor":26},[4591],{"type":81,"attrs":4592,"content":4593},{"textAlign":26},[4594,4596,4600],{"text":4595,"type":85},"Les entreprises nouvellement concernées par les seuils révisés publieront leur premier rapport en ",{"text":4597,"type":85,"marks":4598},"2028 sur l’exercice 2027",[4599],{"type":141},{"text":4601,"type":85},". 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Les demandes doivent s’appuyer sur le contenu du standard volontaire applicable.",{"_uid":4614,"hide":29,"title":4615,"component":808,"description":4616},"2968fde6-2210-4088-aff7-ed1275aa59fa","À quoi sert le VSME pour une entreprise sortie du périmètre CSRD ?",{"type":78,"attrs":4617,"content":4618},{"backgroundColor":26},[4619],{"type":81,"attrs":4620,"content":4621},{"textAlign":26},[4622,4624,4628],{"text":4623,"type":85},"Le VSME permet à une PME de structurer ",{"text":4625,"type":85,"marks":4626},"un socle volontaire et proportionné de données de durabilité",[4627],{"type":141},{"text":4629,"type":85},". 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",{"text":4642,"type":85,"marks":4643},"La priorité consiste donc à clarifier votre statut, puis à fiabiliser les informations que vos clients peuvent vous demander.",[4644],{"type":141},[4646],{"cta":4647,"_uid":4648,"title":4649,"eyebrow":4657,"subtitle":4664,"component":264,"textAlign":23,"eyebrowPill":29,"checkmarkList":29,"flexibleSection":4667,"sectionSettings":4668,"displaySeparator":29,"breakLineOnMobile":29,"subtitleLeftBorder":29,"customTitleFontSize":23},[],"cbaf1c9f-32d2-4f32-9c41-f2aeab756a1a",{"type":78,"attrs":4650,"content":4651},{"backgroundColor":26},[4652],{"type":264,"attrs":4653,"content":4654},{"level":266,"textAlign":26},[4655],{"text":4656,"type":85},"Questions fréquentes sur l'Omnibus et la CSRD",{"type":78,"attrs":4658,"content":4659},{"backgroundColor":26},[4660],{"type":81,"attrs":4661,"content":4662},{"textAlign":26},[4663],{"text":1179,"type":85},{"type":78,"content":4665},[4666],{"type":81},[],[],[],"omnibus-csrd","fr/blog/omnibus-csrd",-2540,[],"1521f5a7-3bc3-4ac6-8f3e-3b1096afb3ba",[],"blog/omnibus-csrd",[4678,4679,4680],{"path":4676,"name":26,"lang":33,"published":26},{"path":4676,"name":26,"lang":39,"published":26},{"path":4676,"name":26,"lang":41,"published":26},{"name":4682,"created_at":4683,"published_at":4684,"updated_at":4685,"id":4686,"uuid":4687,"content":4688,"slug":4833,"full_slug":4834,"sort_by_date":26,"position":4835,"tag_list":4836,"is_startpage":29,"parent_id":873,"meta_data":26,"group_id":4837,"first_published_at":4684,"release_id":26,"lang":33,"path":26,"alternates":4838,"default_full_slug":4839,"translated_slugs":4840},"Prime de partage de la valeur en 2026 : obligations, options et budget pour le DAF","2026-08-14T12:31:34.489Z","2026-08-14T13:16:37.062Z","2026-08-14T13:16:37.096Z",208982403064812,"cda6c1a0-234e-4589-92f5-228566c4b76e",{"_uid":4689,"title":4682,"topics":4690,"noIndex":29,"category":4699,"language":4708,"component":773,"heroMedia":4709,"publishedAt":4559,"redirectUrl":23,"listingImage":4716,"metaDescription":4717,"bottomArticleCta":4718,"componentsAfterTheArticle":4719},"343b3128-983a-45ff-a746-24a1aa918690",[4691],{"name":101,"created_at":102,"published_at":16,"updated_at":103,"id":104,"uuid":105,"content":4692,"slug":108,"full_slug":109,"sort_by_date":26,"position":110,"tag_list":4693,"is_startpage":29,"parent_id":112,"meta_data":26,"group_id":113,"first_published_at":114,"release_id":26,"lang":33,"path":26,"alternates":4694,"default_full_slug":116,"translated_slugs":4695,"_stopResolving":42},{"_uid":107,"name":101,"component":22},[],[],[4696,4697,4698],{"path":116,"name":26,"lang":33,"published":26},{"path":116,"name":26,"lang":39,"published":26},{"path":116,"name":26,"lang":41,"published":26},{"name":761,"created_at":762,"published_at":16,"updated_at":763,"id":764,"uuid":765,"content":4700,"slug":773,"full_slug":774,"sort_by_date":26,"position":775,"tag_list":4702,"is_startpage":29,"parent_id":777,"meta_data":26,"group_id":778,"first_published_at":779,"release_id":26,"lang":33,"path":26,"alternates":4703,"default_full_slug":781,"translated_slugs":4704,"_stopResolving":42},{"_uid":767,"icon":4701,"name":761,"component":772},{"id":769,"alt":770,"name":23,"focus":23,"title":23,"filename":771,"copyright":23,"fieldtype":58,"is_external_url":29},[],[],[4705,4706,4707],{"path":781,"name":26,"lang":33,"published":26},{"path":781,"name":26,"lang":39,"published":26},{"path":781,"name":26,"lang":41,"published":26},[33],[4710],{"_uid":4711,"asset":4712,"caption":23,"component":795},"2ebe63d4-f1f6-4462-97d2-90386ee2fee1",{"id":4713,"alt":23,"name":23,"focus":23,"title":23,"source":23,"filename":4714,"copyright":23,"fieldtype":58,"meta_data":4715,"is_external_url":29},189927423877183,"https://a.storyblok.com/f/146026/1376x768/90b9e67f35/1778521717468-v1ey7.png",{},[],"Partage de la valeur 2026 : obligations des entreprises, choix entre PPV, intéressement et participation, calendrier et budget à prévoir pour le DAF.",[],[4720],{"cta":4721,"_uid":4722,"items":4723,"heading":4808,"reverse":29,"component":860,"sectionSettings":4832},[],"eb685b66-d405-4a61-974b-de4f3560b4f0",[4724,4735,4752,4769,4786],{"_uid":4725,"hide":29,"title":4726,"component":808,"description":4727},"f1780251-ae4a-425d-a4f8-1d7bea3a582b","Quelles entreprises sont concernées par l’obligation de partage de la valeur ?",{"type":78,"attrs":4728,"content":4729},{"backgroundColor":26},[4730],{"type":81,"attrs":4731,"content":4732},{"textAlign":26},[4733],{"text":4734,"type":85},"L’obligation concerne les entreprises d’au moins 11 salariés qui ont réalisé un bénéfice net fiscal d’au moins 1 % du chiffre d’affaires pendant trois exercices consécutifs et qui ne sont pas déjà soumises à la participation obligatoire. Le dispositif s’applique aux exercices ouverts après le 31 décembre 2024.",{"_uid":4736,"hide":29,"title":4737,"component":808,"description":4738},"d4b1057c-3f46-4394-964b-621215b4892e","La prime de partage de la valeur est-elle obligatoire ?",{"type":78,"attrs":4739,"content":4740},{"backgroundColor":26},[4741],{"type":81,"attrs":4742,"content":4743},{"textAlign":26},[4744,4746,4750],{"text":4745,"type":85},"Non. La PPV est l’une des options disponibles. L’entreprise peut également choisir ",{"text":4747,"type":85,"marks":4748},"la participation, l’intéressement ou l’abondement d’un plan d’épargne",[4749],{"type":141},{"text":4751,"type":85},", selon les conditions prévues par la loi.",{"_uid":4753,"hide":29,"title":4754,"component":808,"description":4755},"9b94a6ea-54bc-4b1b-aaa2-32a66217600c","Quel est le plafond d’exonération de la PPV ?",{"type":78,"attrs":4756,"content":4757},{"backgroundColor":26},[4758],{"type":81,"attrs":4759,"content":4760},{"textAlign":26},[4761,4763,4767],{"text":4762,"type":85},"La PPV est exonérée dans la limite de ",{"text":4764,"type":85,"marks":4765},"3 000 € par bénéficiaire et par année civile",[4766],{"type":141},{"text":4768,"type":85},". Ce plafond peut atteindre 6 000 € lorsque l’entreprise dispose aussi d’un dispositif d’intéressement ou de participation. Un régime temporaire plus favorable s’applique jusqu’au 31 décembre 2026 dans certaines entreprises de moins de 50 salariés.",{"_uid":4770,"hide":29,"title":4771,"component":808,"description":4772},"23d98ee2-c951-4b69-a9b1-1f635e4cca73","Quand verser l’intéressement ou la participation pour un exercice clos le 31 décembre ?",{"type":78,"attrs":4773,"content":4774},{"backgroundColor":26},[4775],{"type":81,"attrs":4776,"content":4777},{"textAlign":26},[4778,4780,4784],{"text":4779,"type":85},"Pour un exercice clos le 31 décembre, l’intéressement et la participation doivent généralement être versés au plus tard ",{"text":4781,"type":85,"marks":4782},"le 31 mai",[4783],{"type":141},{"text":4785,"type":85},", selon les règles propres à chaque dispositif. La PPV bénéficie d’un calendrier plus souple, avec un versement possible au cours de l’année civile dans la limite d’un versement par trimestre.",{"_uid":4787,"hide":29,"title":4788,"component":808,"description":4789},"9d07f9a2-fb6f-4922-b1c9-fa2357dc4fc9","Comment garder le contrôle des dépenses engagées ?",{"type":78,"attrs":4790,"content":4791},{"backgroundColor":26},[4792,4803],{"type":81,"attrs":4793,"content":4794},{"textAlign":26},[4795,4797,4801],{"text":4796,"type":85},"Le montant de la prime n’est pas le seul sujet à anticiper. ",{"text":4798,"type":85,"marks":4799},"L’échéance de paiement, le régime social et la trésorerie disponible",[4800],{"type":141},{"text":4802,"type":85}," doivent être suivis ensemble.",{"type":81,"attrs":4804,"content":4805},{"textAlign":26},[4806],{"text":4807,"type":85},"En centralisant les engagements de dépenses et les données de trésorerie, les équipes finance peuvent rapprocher plus facilement les provisions comptables des sorties de cash prévues.",[4809],{"cta":4810,"_uid":4811,"title":4812,"eyebrow":4820,"subtitle":4827,"component":264,"textAlign":23,"eyebrowPill":29,"checkmarkList":29,"flexibleSection":4830,"sectionSettings":4831,"displaySeparator":29,"breakLineOnMobile":29,"subtitleLeftBorder":29,"customTitleFontSize":23},[],"01c01bbf-6e86-4dc6-a36b-8055e306648b",{"type":78,"attrs":4813,"content":4814},{"backgroundColor":26},[4815],{"type":264,"attrs":4816,"content":4817},{"level":266,"textAlign":26},[4818],{"text":4819,"type":85},"Questions fréquentes sur la prime de partage de la valeur obligatoire",{"type":78,"attrs":4821,"content":4822},{"backgroundColor":26},[4823],{"type":81,"attrs":4824,"content":4825},{"textAlign":26},[4826],{"text":1179,"type":85},{"type":78,"content":4828},[4829],{"type":81},[],[],[],"prime-de-partage-de-la-valeur-obligatoire","fr/blog/prime-de-partage-de-la-valeur-obligatoire",-2520,[],"eaea690c-b4d3-433c-989c-41f834083abd",[],"blog/prime-de-partage-de-la-valeur-obligatoire",[4841,4842,4843],{"path":4839,"name":26,"lang":33,"published":26},{"path":4839,"name":26,"lang":39,"published":26},{"path":4839,"name":26,"lang":41,"published":26},{"name":4845,"created_at":4846,"published_at":4847,"updated_at":4848,"id":4849,"uuid":4850,"content":4851,"slug":5042,"full_slug":5043,"sort_by_date":26,"position":5044,"tag_list":5045,"is_startpage":29,"parent_id":873,"meta_data":26,"group_id":5046,"first_published_at":4847,"release_id":26,"lang":33,"path":26,"alternates":5047,"default_full_slug":5048,"translated_slugs":5049},"Clôture comptable en PME multi-entités : rapprochement bancaire, lettrage et checklist de fin de mois","2026-07-31T12:38:12.382Z","2026-07-31T13:16:19.008Z","2026-07-31T13:16:19.051Z",204029511235634,"b4a63723-8add-43a3-94a5-c91e45df9223",{"_uid":4852,"title":4845,"topics":4853,"noIndex":29,"category":4862,"language":4871,"component":773,"heroMedia":4872,"publishedAt":4879,"redirectUrl":23,"listingImage":4880,"metaDescription":4881,"bottomArticleCta":4882,"componentsAfterTheArticle":4883},"5a676a4b-8b52-4f0d-b0a3-c3a7984be706",[4854],{"name":101,"created_at":102,"published_at":16,"updated_at":103,"id":104,"uuid":105,"content":4855,"slug":108,"full_slug":109,"sort_by_date":26,"position":110,"tag_list":4856,"is_startpage":29,"parent_id":112,"meta_data":26,"group_id":113,"first_published_at":114,"release_id":26,"lang":33,"path":26,"alternates":4857,"default_full_slug":116,"translated_slugs":4858,"_stopResolving":42},{"_uid":107,"name":101,"component":22},[],[],[4859,4860,4861],{"path":116,"name":26,"lang":33,"published":26},{"path":116,"name":26,"lang":39,"published":26},{"path":116,"name":26,"lang":41,"published":26},{"name":761,"created_at":762,"published_at":16,"updated_at":763,"id":764,"uuid":765,"content":4863,"slug":773,"full_slug":774,"sort_by_date":26,"position":775,"tag_list":4865,"is_startpage":29,"parent_id":777,"meta_data":26,"group_id":778,"first_published_at":779,"release_id":26,"lang":33,"path":26,"alternates":4866,"default_full_slug":781,"translated_slugs":4867,"_stopResolving":42},{"_uid":767,"icon":4864,"name":761,"component":772},{"id":769,"alt":770,"name":23,"focus":23,"title":23,"filename":771,"copyright":23,"fieldtype":58,"is_external_url":29},[],[],[4868,4869,4870],{"path":781,"name":26,"lang":33,"published":26},{"path":781,"name":26,"lang":39,"published":26},{"path":781,"name":26,"lang":41,"published":26},[33],[4873],{"_uid":4874,"asset":4875,"caption":23,"component":795},"1011b6b3-939b-4882-ad57-5e69fbbe262b",{"id":4876,"alt":23,"name":23,"focus":23,"title":23,"source":23,"filename":4877,"copyright":23,"fieldtype":58,"meta_data":4878,"is_external_url":29},143136604786766,"https://a.storyblok.com/f/146026/1020x680/c4ed9e9b82/best-expense-management-software.png",{},"2026-07-31 00:00",[],"Clôture comptable en PME multi-entités : automatisez le rapprochement bancaire, fiabilisez le lettrage et pilotez votre checklist de fin de mois.",[],[4884],{"cta":4885,"_uid":4886,"items":4887,"heading":5017,"reverse":29,"component":860,"sectionSettings":5041},[],"eabab4e5-8889-4c3b-9283-c4934f4f4256",[4888,4898,4908,4953,4963,4973,5007],{"_uid":4889,"hide":29,"title":4890,"component":808,"description":4891},"b3d4a443-73ee-4408-aa5b-ec71c199e6a2","Quelle est la différence entre rapprochement bancaire et réconciliation bancaire ?",{"type":78,"content":4892},[4893],{"type":81,"attrs":4894,"content":4895},{"textAlign":26},[4896],{"text":4897,"type":85},"Le rapprochement bancaire compare le relevé bancaire avec les écritures du compte 512. La réconciliation est une notion plus large, qui peut également couvrir les comptes clients, fournisseurs, les justificatifs et les opérations entre plusieurs sources de données.",{"_uid":4899,"hide":29,"title":4900,"component":808,"description":4901},"5aa55bb2-4345-4e98-b91c-d18c1d1817e7","Faut-il faire le lettrage avant le rapprochement bancaire ?",{"type":78,"content":4902},[4903],{"type":81,"attrs":4904,"content":4905},{"textAlign":26},[4906],{"text":4907,"type":85},"Il n’existe pas toujours un ordre obligatoire. En pratique, le lettrage et le rapprochement bancaire peuvent être réalisés en parallèle. Le lettrage permet de nettoyer les comptes clients et fournisseurs, tandis que le rapprochement vérifie la concordance entre la banque et la comptabilité.",{"_uid":4909,"hide":29,"title":4910,"component":808,"description":4911},"1ead6d5c-8098-43e6-af8f-45c8ed11cddf","Pouvez-vous donner un exemple concret de rapprochement bancaire ?",{"type":78,"content":4912},[4913],{"type":81,"attrs":4914,"content":4915},{"textAlign":26},[4916,4918,4922,4924,4928,4930,4934,4936,4940,4942,4946,4948,4952],{"text":4917,"type":85},"Avec un compte 512 à ",{"text":4919,"type":85,"marks":4920},"42 000 €",[4921],{"type":141},{"text":4923,"type":85}," et un relevé bancaire à ",{"text":4925,"type":85,"marks":4926},"43 650 €",[4927],{"type":141},{"text":4929,"type":85},", un chèque de ",{"text":4931,"type":85,"marks":4932},"1 500 €",[4933],{"type":141},{"text":4935,"type":85}," non débité, un virement client de ",{"text":4937,"type":85,"marks":4938},"240 €",[4939],{"type":141},{"text":4941,"type":85}," et ",{"text":4943,"type":85,"marks":4944},"90 €",[4945],{"type":141},{"text":4947,"type":85}," de frais bancaires ramènent les deux colonnes à un solde corrigé identique de ",{"text":4949,"type":85,"marks":4950},"42 150 €",[4951],{"type":141},{"text":352,"type":85},{"_uid":4954,"hide":29,"title":4955,"component":808,"description":4956},"e0cd52bf-94a0-4b82-92a0-91d8fea5e069","À quelle fréquence faut-il faire un rapprochement bancaire ?",{"type":78,"content":4957},[4958],{"type":81,"attrs":4959,"content":4960},{"textAlign":26},[4961],{"text":4962,"type":85},"Un rapprochement mensuel constitue une bonne base. En environnement multi-entités ou lorsque les volumes sont importants, un rythme hebdomadaire réduit le nombre d’écarts à traiter lors de la clôture.",{"_uid":4964,"hide":29,"title":4965,"component":808,"description":4966},"2310f311-5848-474d-871b-8e10246b307a","Quelles sont les dates clés d’une clôture comptable ?",{"type":78,"content":4967},[4968],{"type":81,"attrs":4969,"content":4970},{"textAlign":26},[4971],{"text":4972,"type":85},"Les dates dépendent de l’organisation de l’entreprise. Une checklist peut prévoir le rapprochement et le lettrage entre J+1 et J+5, les écritures d’inventaire avant la validation des comptes et les déclarations fiscales selon les échéances indiquées dans l’espace professionnel.",{"_uid":4974,"hide":29,"title":4975,"component":808,"description":4976},"556b45a3-d58f-49ab-b364-b512ccb5171f","Quelle peut être la durée du premier exercice comptable ?",{"type":78,"content":4977},[4978],{"type":81,"attrs":4979,"content":4980},{"textAlign":26},[4981,4987,4991,4996,5003],{"text":4982,"type":85,"marks":4983},"Le premier exercice comptable peut durer moins ou plus de 12 mois, dans la limite de ",[4984],{"type":133,"attrs":4985},{"color":4986},"oklch(0.923 0.003 48.717)",{"text":4988,"type":85,"marks":4989},"24 mois",[4990],{"type":141},{"text":4992,"type":85,"marks":4993},". 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